Interest Free Finance

Q Card & Q Mastercard®

Have your eye on a vehicle wrap or blackout kit? Needing signs for your business? Get excited and lets start the process now with one of our flexible interest free offers! Don’t have a card already? The application process takes just 5 minutes, and you can start enjoying all the benefits of a Q Mastercard. This includes finance offerings across a huge range of retail partners and 3 months no payments/no interest everywhere that Mastercard is accepted.

Click on the APPLY NOW tab below for a Pre-Approved credit limit on Q Mastercard from the comfort of your home.

Click on the APPLY NOW tab below for a Pre-Approved credit limit on Q Mastercard

APPLY NOW

6, 12 or 18 Months Interest free. 

Minimum monthly repayment – 3% of Balance
Minimum purchase amount $500.00
A LOW fee of 2.5% applies to 12 or 18 Month Term – FREE for 6 Month Term
Lending criteria, fees, terms and conditions apply – see below.

APPLY NOW

3 Months No Payments and No Interest

No payments & No Interest for 3 months
No Minimum purchase amount
EFTPOS in-store payments only
Available to existing Cardholders only
Lending criteria, fees, terms & conditions apply – see below

APPLY NOW

Terms & Conditions.

Sign Foundry fee of 2.5% applies for all Q Card and Q Mastercard payments. Changes and cancellations made after bookings are processed may incur additional charges. Lending criteria, fees, terms and conditions apply. Rate and fees correct at date of publication, subject to change. Mastercard and The Mastercard Brand mark are registered trademarks of Mastercard International Incorporated.

No payments and no interest for 6, 12 or 18 months (“Payment Holiday”) is available on Flexi Payment Plans & Flexi Purchases for Sign Foundry purchases only until further notice.  Minimum spend $500. Annual Account Fee of $50 applies. New Cardholder fees – $55 Establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Rate and fees correct as at date of publication, subject to change. Sign Foundry fee of 2.5% applies. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. See in-store for full details.

No payments and no interest for three months (“Payment Holiday”) is available on all purchases at participating retailers on Q EFTPOS and Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer only available to existing Cardholders. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated

Frequently asked questions:

How do I access Q Card?
If you do not have an existing Q Card or a Mastercard you can apply online over here.  This takes approximately 3-5 minutes to apply and can do it from your phone. Q Card will email you a response as soon as you have submitted your application.

  • Once you have been approved for your required funds, please provide your 10-digit customer ID number to Sign Foundry. This can be done in person or on the phone.

If you have an existing Q Card simply provide the card details for Sign Foundry to process the payment.

  • Sign Foundry then access the Q Card portal using their Merchant ID.

What is the Q Card number?
On the original Q Card – It is the 12 digits at the front of the card (this is the number to enter when processing payment via merchant login).
On the newer Q Mastercard it is the 10 digits at the back of the card (this is the number to enter when processing payment via merchant login).

How much money can I access as a loan?
Your credit limit is set by Q card, the 3 month or 12 months interest free loan has been established for amounts up to $15,000.00. Terms and acceptance is worked through on the application form directly with Q Card and not Sign Foundry.

I have an older Q Card not the new Q Mastercard – does that mean I still get 12 months interest free?
Yes, both cards can access the 12 months interest free.  Q Mastercard is the newer version however the older cards are still accepted.

Can I use Q Card for smaller amounts?
You can use Q Card at an EFTPOS terminal to access funds, 3 months interest free. After this time their regular interest rates applies.

Is the finance provided from FA or Q Card?
Finance is provided solely with Q MasterCard.  Sign Foundry has established this option for you, however the finance aspect of the transaction is solely with Q Card not Sign Foundry. For more information visit the Q Card website here www.qmastercard.co.nz